You might imagine that people with lots of assets and money need prenuptial agreements. However, any couple with individually owned property, assets, or significant debts should consider signing a prenuptial agreement. There may be valuable collections or sentimental items to…
Planning for succession and estate planning for farm and ranch real estate, livestock, equipment, and other personal property can be challenging. There is a common misconception that federal estate taxes threaten farm or ranch property, preventing assets from getting to…
After the death of a loved one, there is a period of mixed emotions as we deal with the loss and receive an inheritance. The loss of a loved one is sad but the influx of funds can bring joy…
Since the 1960s long-term care insurance is an option that allows people to be prepared for the future if they come to need nursing care. If they die without needing that care, the insurance company keeps the paid premiums. Policyholders…
The number of Americans suffering from Alzheimer’s Disease is high and projected to rise. According to the Alzheimer’s Association, as many as 6.5 million Americans have Alzheimer’s. This number could reach 12.7 million by 2050. The increase in cases is mostly…
Divorce is rarely, if ever, without conflict, particularly when the custody of minor children is at stake. It is useful to remember that divorce may solve relationship problems but also creates new challenges with co-parenting in separate homes. While it…
About half of Americans have written a will, unfortunately, most of these people believe this means they don’t need an estate plan. Although this belief is untrue, it may be the leading reason why only 33% of US adults have…
Being a caregiver for a beloved family member is one of the most fulfilling jobs you can have. However, it can be an extremely exhausting task as well. While many find gratification in caring for others, they have to tend…
Although Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are federal benefits the application processes vary across states. SSDI benefits funding comes from the Social Security Administration (SSA), while SSI benefits funding comes from general US tax revenue.…
The world which we live is stressful, as we are constantly bombarded with unfavorable news. Chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help people live longer, happier lives. Understanding Meditation…