Innovative Long-Term Care Housing Solutions for Seniors
America has three major housing issues for seniors: affordability, physical accessibility, and access to medical care and other services. There is a need for creative solutions to housing.
An Overview of Long-Term Care Insurance
Since the 1960s long-term care insurance is an option that allows people to be prepared for the future if they come to need nursing care. If they die without needing that care, the insurance company keeps the paid premiums. Policyholders…
When Caregivers Need a Break Too
Being a caregiver for a beloved family member is one of the most fulfilling jobs you can have. However, it can be an extremely exhausting task as well. While many find gratification in caring for others, they have to tend…
Understanding Federal Benefits in Texas
Although Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are federal benefits the application processes vary across states. SSDI benefits funding comes from the Social Security Administration (SSA), while SSI benefits funding comes from general US tax revenue.…
Nursing Home Questions to Protect Loved Ones
Your loved one's well-being is dependent upon your advocacy in a nursing home. Residents in nursing homes and other long-term care facilities are disproportionately affected by the flu, pneumonia, COVID 19, and other contagious diseases. According to the American Family…
A Guide to Living Wills
When you die, your assets and property are not distributed according to your living will. Instead, it is a mechanism to communicate to your family and doctors how you want medical care conducted when you aren't able. Your living will is…
Options For Long-Term Care in 2022
In the new year, taking stock of your life and your health care is more important than ever. We identify what matters most in preserving our health and financial future in the face of the ever-present threat of COVID-19. For…
Care At the End of Life
In spite of the fact that it is an uncomfortable experience to have an open and honest discussion with your family members about your mortality, it is wise to do so. Although it is never pleasant to think about dying,…
The Importance of Keeping an Eye on Nursing Homes and Rehabilitation Facilities
According to a New York Times report, long-term care facility oversight is deeply flawed. Rehab facilities are not adequately inspected, and we, as the public, should not rely on reports of inspections. If your loved one needs more care than…
The Cost of Long-Term Care
A recent study conducted by Genworth cites that around 70 percent of retired Americans will need some type of long-term care (LTC) by 2020, with costs ranging from $53,768 to $105,850 per year, according to the US Department of Health…