Millions of Americans receive comprehensive health coverage and financial protection through Medicaid, a US federal and state public health insurance program. The program helps low-income families, individuals, and people with disabilities receive adequate health care and provides nursing home or…
Medical emergencies are stressful enough, but when massive bills arrive despite your insurance coverage, the pain may continue. Let's say that you underwent emergency surgery for whatever reason. Despite scheduling the surgery at a hospital that was part of your…
Nursing homes are no longer news for their astronomical prices. Prices can run around $7,000.00 or more per month, depending on the location. Currently, hundreds of thousands of people need such care, and the number is growing. Every day, 10,000…
Our own mortality is one of the most difficult challenges in life. We should, however, consider the medical care we would want for that challenging time. Technology now allows us to live long after we have ceased to enjoy a…
Individuals who wish to receive federal assistance through the Medicaid program for nursing home care, assisted living, in-home care, or adult foster care must meet the income and asset eligibility requirements. These rules lead to many candidates, giving away money…
If you believed Medicaid planning meant adhering to strict asset and income limits to obtain long-term care coverage, think again. Furthermore, you will be required to demonstrate that you need a level of care typically provided by nursing homes. These…
If you are a caregiver for a loved one or some one being cared for, it’s vital to know that being prepared for a crisis is more important than ever before. Caregivers must balance the need for their care partner's…
1.My family and I don’t own much. Can’t we put off planning until we can afford it? You shouldn’t. It is crucial to give legal authority to a person of your choice, to care for your children if anything should…
If there is a possibility that a loved one might need Medicaid assistance in the foreseeable future, that person should not be giving gifts. This can be sad if that person gets joy out of generosity. But gifts in that…
AARP reports that, between 2015 and 2050, the population age 85+ will more than likely triple. Due to the growth of this demographic, we will face many challenges ahead as more people than ever will need long-term care. Elected leaders…