Under a new Medicare Prescription Payment Plan starting in 2025, all Medicare prescription drug plans, including Medicare Advantage plans, will offer enrollees the option to spread out their prescription drug out-of-pocket costs over 12 months.
America has three major housing issues for seniors: affordability, physical accessibility, and access to medical care and other services. There is a need for creative solutions to housing.
Since the 1960s long-term care insurance is an option that allows people to be prepared for the future if they come to need nursing care. If they die without needing that care, the insurance company keeps the paid premiums. Policyholders…
Being a caregiver for a beloved family member is one of the most fulfilling jobs you can have. However, it can be an extremely exhausting task as well. While many find gratification in caring for others, they have to tend…
Although Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are federal benefits the application processes vary across states. SSDI benefits funding comes from the Social Security Administration (SSA), while SSI benefits funding comes from general US tax revenue.…
Your loved one's well-being is dependent upon your advocacy in a nursing home. Residents in nursing homes and other long-term care facilities are disproportionately affected by the flu, pneumonia, COVID 19, and other contagious diseases. According to the American Family…
When you die, your assets and property are not distributed according to your living will. Instead, it is a mechanism to communicate to your family and doctors how you want medical care conducted when you aren't able. Your living will is…
In the new year, taking stock of your life and your health care is more important than ever. We identify what matters most in preserving our health and financial future in the face of the ever-present threat of COVID-19. For…
In spite of the fact that it is an uncomfortable experience to have an open and honest discussion with your family members about your mortality, it is wise to do so. Although it is never pleasant to think about dying,…
According to a New York Times report, long-term care facility oversight is deeply flawed. Rehab facilities are not adequately inspected, and we, as the public, should not rely on reports of inspections. If your loved one needs more care than…